Personal Risk Profile Scoring
85 – 100%   RISK:  LOW
         “Stay alert and keep up the good work”
70 – 84%     RISK:  LOWER THAN AVERAGE,
       BUT    CAN BE IMPROVED
          “Can you afford to risk your life or the life
       of someone else?”
50 – 69%     RISK:  SIGNIFICANT
         “You are taking a gamble with your life or
       the life of someone else.”
< 50%     RISK:   HIGH
         “You are endangering your life or the life of
       someone else.”